Disclaimer/Privacy
The following are the general Fraud and Bond Notices, and Privacy Policy. Users of this website will be presented with applicable State specific requirements during the bond application process.
Bond Notice
This application is for a Bond. A Bond is a credit relationship; it is not an insurance policy. The applicant is responsible for the obligations covered by the bond and indemnity agreement.
Privacy Policy
We value your privacy. Integrity Surety LLC offers surety bonds to business entities or individuals who seek bonding for business purposes. In the course of these activities, non-public personal information may be obtained about an individual and businesses. Integrity Surety LLC treats all such information confidentially, except as required by law, and does not sell or trade such information to third parties. Surety companies, and agents authorized to sell our surety bonds, set and are subject to their own privacy policies. Please contact your agent or broker directly about their privacy practices.
Credit Authorization
As submitter of a bond application or bond request, I certify that I have authorization to run a credit report from each person whose social security number is provided, and agree to indemnify, defend, and hold harmless Integrity Surety LLC for any claim against Integrity Surety LLC arising out of my unauthorized use, or alleged unauthorized use, of the social security numbers provided.
Fraud Notice
See State-specific fraud notices below as applicable. Otherwise, Any person who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
STATE-SPECIFIC FRAUD WARNINGS
ARKANSAS – Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Section 23-66-503(A) of the Arkansas Insurance Code.
COLORADO – It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies. Section 1-01-127(I) Colorado Revised Statutes.
DISTRICT OF COLUMBIA – It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant. District of Columbia Codes, Sections 22-3825.1 to 22-3825.10.
FLORIDA – Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Chapter 817.234 of Florida Statutes.
KENTUCKY – Any person, who knowingly and with intent to defraud any insurance company or other person, files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime. Kentucky Statutes, KRS 304.47-030.
MAINE – It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance Benefits. Maine Insurance Code 24-A M.R.S.A. 2186(3).
MARYLAND – Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Section 27-805(b)(1) of the Annotated Code of Maryland.
MINNESOTA – A person who submits an application or files a claim with intent to defraud or helps commit a fraud against an insurer is guilty of a crime. Section 60A.955 of the Minnesota Statutes.
NEW JERSEY – Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Section 17:33a-6(c) of the New Jersey Statutes.
NEW MEXICO – Any person, who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. Section 59A-16C-8 New Mexico statutes.
NEW YORK – Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. New York Insurance Law, Section 403(d).
OHIO – Any person who, with intent to defraud or knowingly that he is facilitating a fraud against an insurer, submits an application or files a claim containing false or deceptive statement, is guilty of insurance fraud. Ohio Revised Code Section, ORC 3999.21.
OKLAHOMA – Any person who, knowingly and with intent to injure defraud, or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information, is guilty of a felony. Oklahoma Statutes 36 O.S. 3613.1 O.R. 365: 15-1-10(c).
PENNSYLVANIA – Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal penalties. 18 PA C.S.A. Section 4117.
TENNESSEE – It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. Tennessee Code Annotated Section 56-53-111(b).
VIRGINIA – It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance Benefits. Virginia Statutes 52-40.
WASHINGTON –
It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. Washington RCW 48.135.080.